Merit Insurance Premium Financing
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Insurance Partners

Strength to partner together

Your Success is our Merit

Easy to Communicate with Trusted Canadian Insurance Industry Leaders
Dedicated to Providing Most Affordable, Flexible and Accessible Insurance Payment Plans


  • EXCEPTIONS ARE THE RULE:  At Merit we have no minimum or maximum premium amount.  There's no limitation to the type of insurance or industry.  Merit's commercial financing is off-balance sheet and generally tax deductible. Merit is completely independent, private, managed and operated independently-- Merit is nimble, adaptable, fully committed, and resilient just like most insurance brokers in Canada.  Our independence translates to strength to partner together with you irrespective of economic conditions.  Our independent relationships are our friendships, our future, our identity, our brand, our stakeholders and everyone is unique, cherished and genuinely special. 
  • ACCESSIBILITY AND TRANSPARENCY: We have the tools and resources to get answers when you need them. As an appointed Merit broker you have 24/7/365 access to the most experienced premium financing specialists available.  You also have a team of senior insurance finance experts available by call or email – no passing you around from office to office or person to person.
  • COMPREHENSIVE PROCESS AND RISK MANAGEMENT: Merit's processes and finance readiness ensure everything gets done right the first time — lowering risk, saving time and reducing direct costs.  Merit provides Canada's most accessible, most affordable, and most flexible payment plans.  More information on our security protocols. 
  • INDUSTRY-LEADING KNOWLEDGE AND EXPERTISE: Our experts are continuously engaged in the insurance community and professional development opportunities. We are members and leaders of industry-specific associations, actively involved in decision making processes, bringing best practices, trends and regulatory developments to our business and yours.
  • POWERFUL CLIENT PORTAL & TECHNOLOGY TOOLS: Our Meritline and MeritMaster suite of technology tools delivers the information you need from what is integrated with your own customized web portal. Whether you need to get a quote, create a contract, analyze data or update your insured, Merit has you covered. Our real-time technology tools are just what you need to streamline your premium financing process as your own. Ask us if we can turn data into 'ta da' in useful reporting analytics.

Send us a note, give us a call, we'll demonstrate why Merit is the industry leader in client service, competitive pricing, unrivalled support tools, and national insurance premium finance expertise. As always, we answer the phone, reply to emails and service requests promptly.  Tell us what you need for your insured, we will find a way to make it happen. This is what we do and are glad to deliver what will give you advantage.   

​​Our contact information is on every page for your ease.  You can use it as a Suggestion Box too.  We're grateful for your ideas and to build for you.  Feel free to come on by, we have coffee and usually have cold beer in the fridge (and probably some chips around too).  We are always thrilled to get to learn more about you and what's going on, help out, and hear your ideas.

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Please use Merit Service Desk or send us an email to [email protected], or call us at 902-425-7444.

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Tel:  902-425-7444
        800-425-2544

Fax: 902-422-2260

Text: 902-425-7444

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Merit House
1246 Hollis Street
Halifax, Nova Scotia
​B3J 1T6


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MeritFinance, FinanceMerit, MeritFinancing, FMOnline, FMWebsite, FMWebEmail, financemasteremail, MFdesk, MeritPay, MeritMaster, Merit Insurance Premium Financing,  a division of Merit Consultants Ltd.
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